Imagine finding a coin in your change that’s worth millions. That’s exactly what happened to Sarah Thompson, a cashier in Boise, Idaho, who spotted a shiny 1964 Kennedy Half Dollar while working her shift. What seemed like an ordinary 50-cent piece turned out to be a rare proof coin, potentially valued at $5.9 million.
Could you have one in your pocket? Let’s explore why this coin is so valuable and how to spot a treasure.
Sarah’s Life-Changing Discovery
Sarah, a 29-year-old mom, was counting change at her grocery store job when a gleaming half dollar caught her eye. Dated 1964, it stood out from the usual dull coins. On a whim, she showed it to a coin-savvy friend, who urged her to get it appraised. The result? A jaw-dropping valuation that could change her life forever—possibly enough to buy a home or fund her son’s education.
Why Is This Kennedy Half Dollar So Valuable?
The Kennedy Half Dollar, first minted in 1964 to honor President John F. Kennedy after his assassination, is a beloved piece of American history. Most are worth just 50 cents, but Sarah’s coin is a rare proof version—specially struck with a mirror-like finish for collectors. Only a few of these 90% silver proofs accidentally entered circulation, making them incredibly scarce.
Here’s what sets Sarah’s coin apart:
| Feature | Details | Potential Value |
|---|---|---|
| Year | 1964 | $10 – $5.9M (for proofs) |
| Material | 90% silver | Adds intrinsic value |
| Type | Proof strike, not standard circulation | Extremely rare |
| Condition | Near-mint, mirror-like finish | $5.5M – $5.9M |
Its near-mint condition and historical significance make it a collector’s dream.
The History Behind the Kennedy Half Dollar
Minted months after Kennedy’s death, these coins carry emotional weight. Their 90% silver content made early versions popular for hoarding, and by 1971, the Mint switched to cheaper metals, increasing the value of 1964 coins. Proof coins like Sarah’s were never meant for circulation, so finding one in change is like discovering a needle in a haystack.
Why Are Half Dollars So Rare Today?
You don’t see half dollars often in daily transactions. Here’s why:
- Limited Use: Half dollars never caught on for everyday spending, unlike quarters or dimes.
- Silver Hoarding: Many 1964 coins were saved or melted for their silver value.
- Proof Rarity: Proof coins were made for collectors, not circulation, making accidental finds ultra-rare.
This scarcity fuels the excitement around finds like Sarah’s.
How to Spot a Valuable Kennedy Half Dollar
Think you’ve got a gem? Here’s how to check:
- Check the Date: Look for 1964 coins, as they’re 90% silver and potentially valuable.
- Inspect for Proof Features: Proof coins have a shiny, mirror-like finish and sharp details.
- Weigh It: Silver halves weigh about 12.5 grams, heavier than later 11.5-gram versions.
- Look for Errors: Double-die errors or unusual strikes can add value.
- Get It Appraised: Consult a professional grading service like PCGS or NGC.
Pro Tip: Never clean a coin—it can ruin its value. Store it in a protective sleeve.
What’s Next for Sarah’s Coin?
Sarah has secured her coin in a safe deposit box and is working with a New York auction house. She’s weighing whether to sell now or hold out for a higher price. “It’s overwhelming,” she shared in an interview. “One minute I’m counting change, and now I’m thinking about buying a house.”
Her story has inspired a wave of coin hunters checking their change for hidden treasures.
Could a Rare Coin Be in Your Pocket?
Kennedy Half Dollars still circulate, so a valuable one could be in your wallet or a coin jar. While a $5.9 million proof is a rare find, other 1964 silver halves or error coins can fetch $10 to thousands. With the 250th anniversary of American independence approaching in 2026, interest in historic coins is soaring.
Why the Hunt Is Worth It
Sarah’s discovery shows that ordinary moments can lead to extraordinary finds. Even if you don’t strike it rich, hunting for rare coins is a fun way to connect with history. So, next time you get a half dollar in change, take a closer look—it might just be your ticket to a small fortune.
FAQ: Your Questions About Kennedy Half Dollars Answered
Q: What makes a 1964 Kennedy Half Dollar valuable?
A: Rarity (like proof coins), 90% silver content, and pristine condition drive value, with some proofs worth up to $5.9 million.
Q: How do I know if my coin is a proof?
A: Proof coins have a mirror-like finish and sharp details. If it’s a 1964 coin without an “S” mintmark, it’s extremely rare.
Q: Are all 1964 Kennedy Half Dollars worth millions?
A: No, most are worth $10-$100 for their silver. Only rare proofs or error coins reach high values.
Q: Where can I sell a valuable coin?
A: Use reputable auction houses like Heritage Auctions or consult a coin dealer after grading by PCGS or NGC.
Q: Can these coins still be found in circulation?
A: Yes, 1964 silver halves and occasional error coins can appear in change, coin rolls, or old collections.